Smart lifestyle moves that make a difference

It’s too late for New Year’s resolutions, but many turn spring cleaning season into a time for upgrades, positive changes, and lifestyle improvements. As warm weather approaches, why not make some quick changes that can bring long-term, significant results? One of the first things on homeowners’ minds is getting rid of clutter as they do annual spring cleaning. Eliminating the junk in attics, basements, garages, and spare rooms is one of the most effective ways to transform your living space and add a strong dose of simplicity to daily life.

Investing in real estate is another wise move that can alter financial prospects for working adults as they plan for retirement. Money-saving strategies include purchasing a freezer for long-term food storage, having an insurance review to update and upgrade coverage amounts and types, and reworking the daily schedule to allow for regular relaxation sessions. Here are details about some of the most efficient ways for busy adults to streamline their lifestyles and get more enjoyment out of each day.

Eliminate Household Clutter

Set aside 20 minutes per day to get rid of all the clutter and junk you no longer need. It’s important to make it a small, repetitive task instead of a major chore. You’ll be less likely to put it off when it only takes up a few minutes of your regular schedule. After about one week, you’ll notice a major difference when all those jammed spaces in basements, cabinets, closets, and other nooks and crannies are wide open, clean, and not so confining. Don’t forget to sell or give away anything you don’t want.

Invest in Real Estate

The advice is as old as anyone can remember: put your money in real estate. There’s a very good reason the suggestion has withstood the test of time. That’s because of the many benefits people get from investing in it. Nowadays, there are more variations on the theme, but they are equally as wise. Many park their discretionary investment capital in property shares within self-directed IRAs. That way, they get several advantages at once, like tax benefits, property appreciation, continuous rental income, and a long list of unique deductions that can take the bite out of filing annual or quarterly returns. Additionally, there are other deductions and tax benefits for particular business structures that result is significantly less taxable income. Of the dozens of tax benefits of real estate investing, the income reduction potential is the most appealing.

Buy a Freezer

Investing in a stand-alone freezer is an expense that can pay for itself in less than six months. With long-term storage space for food, you’ll be able to take advantage of sales on meats and other high-priced grocery items, eat at home more often, and enjoy better meals. Look for freezers that have emergency battery backup power, so food doesn’t spoil in a power outage.

Get an Insurance Review

Collect all your insurance documents and speak with company reps about changing outdated policies. This is especially essential for life insurance coverage. As you grow older, it often makes sense to adjust life coverage amounts, change beneficiaries, or sell policies for cash.

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